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Equities First Holdings: The Global Leader in Stock-based Loans

Equities First Holdings, LLC has provided customers with alternative financing solutions by supplying capital against publicly traded stocks to help clients achieve their professional and personal goals. The financial firm has been in operation since 2012 and continues to support customers across the globe. EFH has completed over 650 transactions worth over $1.4 billion to date.

Equity First Holdings is a global entity with offices in nine countries, including Equities First (London) Limited, Equities First Holdings Singapore Limited, Equities First Holdings Hong Kong Limited, and Equities First Holdings (Australia) Pty Ltd.

Equity First Holdings See Increased Stock-Based Loans

Equities First Holdings is experiencing more traction in stock-based loans and margin loans when other financial institutions and banks are tightening lending criteria. For borrowers who look to raise capital quickly or those who may not meet the requirements of conventional credit-based loans, the equities lending is rapidly becoming a popular alternative.

Al Christy, Jr. the Founder, and CEO of EFH sees this form of lending as an innovative financial solution with higher loan-to-value ratio than the margin loans in addition to offering fixed interest rates throughout the duration of the transaction.

Difference between Margin Loans and Stock-Based Loans

With a margin loan, the borrower has to be pre-qualified, just like the conventional bank loan. The provider may need the details of where the money will be used. The interest rates are always variable, and you can expect loan-to-value ratios of between 10% and 50%. Furthermore, the lending institution may liquidate the borrower’s collateral in the event of a margin call without warning to the borrower.

On the other hand, stock-based loans offer the borrowers a fixed interest rate of between 3% and 4% and loan-to-value ratios of 50% to 75%. There is no restriction on the purpose of the loan, and you can use it for whatever purpose. The stock-based loans are also non-recourse, which means that the borrower can walk away with no obligation, even when the collateral stock values have depreciated.

Christy, however, notes that no financial transaction is without risk. Historically, some unscrupulous lenders have dumped borrowers stocks unceremoniously into the open market or failed to return stock upon maturity of the transaction. Equity First Holding has established itself in this venture with integrity and transparency, winning the trust of many investors across the globe.


Posted by frammin on

Look To Marc Sparks For World Class Presentation Techniques

When it comes to business presentations, Marc Sparks believes they must match a baseline of knowledge transfer. Presentations must be a brief collection of overall meaning. When the purpose is to appeal to investors, such as Venture Capitalists (VC), the right presentation can make or break your proposal, leading to easy success or hard failure, depending on your skills.
Marc Sparks knows how to build presentations for VC groups that provide maximum appeal for the business in question. He professionally advises entrepreneurs seeking funding and offers this advice to anyone. Sparks insists that all visual displays must not waste the VC’s time. They must not have extraneous graphs. The view of each slide should pop with purpose with no gilding added to the lilies. Each slide should tell a successful business story, based on real world data.

Another core principle that Sparks uses and teaches: KISS, which stands for “Keep It Simple, Stupid.” The whole presentation should be simple enough for any VC to understand. But, at the same time, it needs to grab their attention. The core concepts must be easily seen at the outset. Sparks says the presentation must not be conducted by one person, alone. VCs are usually more impressed by a group of key members that are experienced professionals, passionate about the business they are starting and act very eager for their success.

Mark Sparks is the founder and CEO of Timber Creek Capital, which has become a major investment house with consistent, smart investments. He relies on the venerable To Do list. He has developed greatly effective techniques for analyzing the whole worth of a target business.

As a leading business and finance person with more than 60 startup companies to his name, Sparks is the epitome of the veteran serial entrepreneur. He had also owned and operated an auto insurance agency, owned various restaurants, and always advise his clients in ways to grow and sustain their own businesses.

Posted by frammin on

FreedomPop Now Provides A Great 3-In-1 Sim Card For GSM Service

A review of FreedomPop introduces a brilliant sim card that’s a 3-in-1 sim card, which is an excellent idea and is a lot more convenient for new customers that have their sim card shipped out to them. Not everyone has access to a FreedomPop retail provider, which means that they likely have to have their sim card shipped to them. The sim card will be shipped out to the person who signs up for the FreedomPop service with their email address. Read more:

Since there are three different size sim cards used, regular, micro, and nano size, the FreedomPop sim card has all the sizes in one. Pop out the full sized sim card to insert into a phone that takes regular sim cards. Pop out the micro sim card to insert it into a phone that needs the micro sim. The nano sim is the smallest size, which also can be popped out to be inserted into iPhones as well as other phones that take nano sims. Instead of having to guess what type of sim card is needed, all three of them come in one, so there is no guessing necessary.

The fact that the sim cards are all-in-one means that anyone who doesn’t know the size sim card they need for their phone can still use the sim card they purchase, even if they happen to pop out the wrong one. If the nano sim is popped out by mistake but the micro sim is needed, then the edges that go around the nano sim, which is considered the micro sim, can still be put around the nano sim in order to allow it to be used in a phone that requires a micro sim.

When the service is started, it’s wise for the user to keep up with their FreedomPop account to turn on and off certain features that they may or may not need. One feature in particular that one would want to pay attention to is the automatic top up feature, which charges a $15 fee for data once the data is within 100 MB of being depleted. Those that don’t want this automatic feature on can turn it off or a $5 fee but will not have their data automatically topped up whenever they need it. Anyone using the FreedomPop sim card can choose any service that FreedomPop offers, including the unlimited plans. Research a FreedomPop review for more information on their services.

Posted by frammin on

Evolution of Smooth Has Lip Balm That May Change Your Whole Paradigm

Lip balm has been around for a while, but Evolution of Smooth (or EOS as they’re sometimes called) has a game-changing applicator and formula that you might want to check out.

Spherical applicators in multiple colors bring this new balm to the table. There are four primary kinds. There are Visibly Soft Smooth Spheres, Shimmer Smooth Spheres, Active Protection Smooth Spheres, and Organic Smooth Spheres.

Visibly Soft Smooth Spheres make your lips appear delectable, vulnerable, delicate, and desirable. This is an elegant emphasis of feminine beauty, and that is the goal.

Shimmer Smooth Spheres also provide your lips healthy smoothness, but with the addition of a slight “moist” appearance which is too sexy to ignore. This line of lip balm is perfect for a night on the town with your girlfriends, or a night dancing at the club. Attracting a man is a lot easier when your lips cannot be ignored; and Shimmer Smooth lips are very hard to ignore.

Next there’s Active Protection Smooth Spheres. These protect the wearer on more than one level. Firstly, if your skin is dry by default, Active Protection can continuously provide you the requisite moisture. Secondly, if you live in an exceptionally dry environment, you can again be provided with a moisture option transcending the elements.

Last but certainly not least there are Organic Smooth Spheres. These help your lips to look beautiful and smooth without having the appearance of cosmetic assistance. The idea is: beautiful, smooth lips that look as though they’ve always been that way.

Between these four different families of lip balm, you’re sure to find something which fits your tastes. The cavalcade of available flavors is also very enticing–you’ll want to try each and every one; from blueberry acai to raspberry pomegranate. EOS knows smooth, and their products are designed to help you know smooth too. Eos lip balm products are available on your local Walmart outlet or via online.

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