Freedom Financial Network’s CEO, Andrew Housser, published an article on WBRC. The article “How to Safeguard your Credit After the Equifax Breach” lists eleven different ways to protect yourself and your financial situation after the recent Equifax security breach.
Social Security numbers, birthdays, and even addresses were all exposed in the major credit bureau credit breach. Over 143 million people’s private information was stolen by hackers in the early summer of 2017.
Housser suggests the first thing to do is check on the Equifax Security 2017 website to see if your information has been exposed. It also provides more detailed information about the situation to help you understand what you need to do. The website also offers protection and credit monitoring for free for an entire year.
He also encourages you to put a freeze on your credit for all three major credit monitoring bureaus. This will prevent any thieves from opening up lines of credit in your name since creditors will not be able to see your history. The creditors would not offer credit to those without any history.
Free credit reports are also available from TransUnion, Equifax, and Experian. Each year, the bureau’s must provide one free credit report if requested.
Another thing to watch out for is any suspicious activity at your bank or on your credit statements. Keep an eye out for little charges as well, as hackers will often test a small amount before trying a larger charge. For more info about us: https://angel.co/freedom-financial-network click here.
Changing your passwords monthly can also be a way to prevent any loss. Make sure to use words and numbers that are not necessarily easy for them to guess. Don’t use any birthdays or family member’s names. Scammers will also likely be on the hunt. Make sure you are not providing any private information to callers or emails that you are not expecting. Even destroying credit offers can help keep you safe.